Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. For example, the amount of this payment of 10%. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited.
Thus, both the lender and the prospective buyer of country property can be fully confident in the cleanliness of the documents on the lot under construction. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. So before you accept the inheritance, think about whether you need a new Maserati in the loan if yellow Kalina still regularly serves..
Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party. According to most psychologists about obtaining loans most often think people with low incomes. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. Moreover, the loyalty of financial institutions in creating these tandem can reach such proportions that they are ready to offer our potential borrowers loans at favorable interest rate, which will be issued against collateral in the form of real estate under construction. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. Moreover, you can cancel the contract before receiving the money. As a result, the client might get the feeling that he cheated, but it will not be so.